/* styles.css — financiële geletterdheid, Nederland
 * Palet: diep mosgroen, warme crème, terracotta accent, leisteen tekst
 * Concept: redactioneel tijdschrift, asymmetrische raster, rustige ritmiek
 */

:root {
  --groen-diep: #1c3a2e;
  --groen: #2a5a45;
  --groen-zacht: #e6efe9;
  --crème: #f7f3ec;
  --crème-warm: #f0e8d6;
  --terracotta: #c2683a;
  --terracotta-donker: #a55329;
  --leisteen: #232a2e;
  --leisteen-zacht: #4a5559;
  --muted: #6b7570;
  --lijn: #d8d2c4;
  --wit: #ffffff;
  --font-body: "Fraunces", Georgia, "Times New Roman", serif;
  --font-kop: "Fraunces", Georgia, serif;
  --font-ui: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --maxw: 1180px;
  --maxw-lees: 720px;
  --radius: 4px;
  --schaduw: 0 2px 24px rgba(28, 58, 46, 0.08);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 18px;
  line-height: 1.65;
  color: var(--leisteen);
  background: var(--crème);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img { max-width: 100%; height: auto; display: block; }

a { color: var(--groen); text-decoration: underline; text-underline-offset: 2px; }
a:hover { color: var(--terracotta-donker); }

h1, h2, h3, h4 { font-family: var(--font-kop); color: var(--groen-diep); line-height: 1.18; font-weight: 600; letter-spacing: -0.01em; }

h1 { font-size: clamp(2.1rem, 6vw, 3.4rem); }
h2 { font-size: clamp(1.5rem, 3.6vw, 2.1rem); }
h3 { font-size: 1.25rem; }

p { margin: 0 0 1.1rem; }

ul, ol { margin: 0 0 1.1rem; padding-left: 1.3rem; }
li { margin-bottom: 0.4rem; }

.small { font-size: 0.9rem; color: var(--muted); }

.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}

/* ---- Header ---- */
.site-header {
  background: var(--crème);
  border-bottom: 1px solid var(--lijn);
  position: sticky; top: 0; z-index: 50;
  backdrop-filter: saturate(1.1);
}
.header-inner {
  max-width: var(--maxw); margin: 0 auto; padding: 0.85rem 1.2rem;
  display: flex; align-items: center; justify-content: space-between; gap: 1rem;
}
.brand-mark {
  font-family: var(--font-kop); font-weight: 600; font-size: 1.3rem;
  color: var(--groen-diep); text-decoration: none; letter-spacing: -0.02em;
  display: flex; align-items: center; gap: 0.5rem;
}
.brand-mark::before {
  content: ""; display: inline-block; width: 10px; height: 10px;
  background: var(--terracotta); border-radius: 2px; transform: rotate(45deg);
}
.brand-mark:hover { color: var(--groen); }

.main-nav ul { list-style: none; margin: 0; padding: 0; display: flex; gap: 1.4rem; flex-wrap: wrap; }
.main-nav a {
  font-family: var(--font-ui); font-size: 0.92rem; font-weight: 500;
  color: var(--leisteen); text-decoration: none; padding: 0.3rem 0;
  border-bottom: 2px solid transparent; transition: border-color 0.15s, color 0.15s;
}
.main-nav a:hover, .main-nav a[aria-current="page"] {
  color: var(--groen-diep); border-bottom-color: var(--terracotta);
}

.menu-toggle {
  display: none; background: none; border: 0; cursor: pointer; padding: 0.4rem;
}
.menu-toggle span {
  display: block; width: 24px; height: 2px; background: var(--groen-diep);
  margin: 5px 0; transition: 0.25s;
}

/* ---- Layout basis ---- */
.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 1.2rem; }
.lees { max-width: var(--maxw-lees); margin: 0 auto; padding: 0 1.2rem; }

section { padding: 3.2rem 0; }

.eyebrow {
  font-family: var(--font-ui); font-size: 0.78rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: 0.14em; color: var(--terracotta);
  margin-bottom: 0.8rem; display: inline-block;
}

.disclaimer-bar {
  background: var(--groen-diep); color: var(--crème); padding: 0.7rem 0;
  font-family: var(--font-ui); font-size: 0.82rem; text-align: center;
}
.disclaimer-bar a { color: var(--crème-warm); text-decoration: underline; }

/* ---- Knoppen ---- */
.btn {
  display: inline-block; font-family: var(--font-ui); font-weight: 600;
  font-size: 0.95rem; padding: 0.85rem 1.6rem; border-radius: var(--radius);
  text-decoration: none; border: 2px solid transparent; cursor: pointer;
  transition: background 0.15s, color 0.15s, border-color 0.15s;
}
.btn-primary { background: var(--terracotta); color: var(--wit); }
.btn-primary:hover { background: var(--terracotta-donker); color: var(--wit); }
.btn-sec { background: transparent; color: var(--groen-diep); border-color: var(--groen-diep); }
.btn-sec:hover { background: var(--groen-diep); color: var(--crème); }

/* ---- Hero (index) asymmetrisch ---- */
.hero {
  background: var(--crème-warm);
  padding: 0;
  overflow: hidden;
}
.hero-grid {
  max-width: var(--maxw); margin: 0 auto; padding: 3.5rem 1.2rem 4rem;
  display: grid; grid-template-columns: 1fr; gap: 2rem; align-items: center;
}
.hero-tekst { max-width: 560px; }
.hero-tekst h1 { margin: 0 0 1.1rem; }
.hero-tekst p { font-size: 1.12rem; color: var(--leisteen-zacht); }
.hero-cta { display: flex; gap: 0.8rem; flex-wrap: wrap; margin-top: 1.4rem; }
.hero-beeld {
  position: relative; border-radius: var(--radius); overflow: hidden;
  box-shadow: var(--schaduw); aspect-ratio: 4 / 3;
}
.hero-beeld img { width: 100%; height: 100%; object-fit: cover; }

/* rode draden strip */
.strook-stat {
  background: var(--groen-diep); color: var(--crème); padding: 2.4rem 0;
}
.strook-stat .wrap { display: grid; grid-template-columns: 1fr; gap: 1.5rem; text-align: center; }
.stat-item .cijfer { font-family: var(--font-kop); font-size: 2.4rem; color: var(--crème-warm); line-height: 1; }
.stat-item .label { font-family: var(--font-ui); font-size: 0.85rem; color: var(--crème); opacity: 0.85; margin-top: 0.3rem; }

/* ---- Inhoudssecties ---- */
.intro-home { padding: 4rem 0; background: var(--crème); }
.intro-home .wrap { display: grid; grid-template-columns: 1fr; gap: 2rem; }
.intro-home .kop { max-width: 480px; }
.intro-home .tekst { font-size: 1.05rem; }

/* artikelen raster */
.artikel-rooster {
  display: grid; grid-template-columns: 1fr; gap: 1.8rem; padding: 1rem 0;
}
.kaart {
  background: var(--wit); border: 1px solid var(--lijn); border-radius: var(--radius);
  overflow: hidden; display: flex; flex-direction: column;
  transition: transform 0.18s, box-shadow 0.18s;
  text-decoration: none; color: inherit;
}
.kaart:hover { transform: translateY(-3px); box-shadow: var(--schaduw); }
.kaart-beeld { aspect-ratio: 16 / 10; overflow: hidden; background: var(--groen-zacht); }
.kaart-beeld img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s; }
.kaart:hover .kaart-beeld img { transform: scale(1.04); }
.kaart-inhoud { padding: 1.3rem 1.4rem 1.6rem; }
.kaart-tag {
  font-family: var(--font-ui); font-size: 0.72rem; font-weight: 600;
  text-transform: uppercase; letter-spacing: 0.12em; color: var(--terracotta);
  margin-bottom: 0.6rem;
}
.kaart-inhoud h3 { margin: 0 0 0.5rem; font-size: 1.2rem; }
.kaart-inhoud p { font-size: 0.95rem; color: var(--leisteen-zacht); margin: 0; }
.kaart-lees { margin-top: 0.9rem; font-family: var(--font-ui); font-size: 0.85rem; font-weight: 600; color: var(--groen); text-decoration: none; }
.kaart-lees::after { content: " →"; }

/* featured artikel (asymmetrisch) */
.featured {
  display: grid; grid-template-columns: 1fr; gap: 2rem; align-items: center;
  background: var(--wit); border: 1px solid var(--lijn); border-radius: var(--radius); padding: 2rem; margin: 2rem 0;
}
.featured-beeld { aspect-ratio: 5 / 4; overflow: hidden; border-radius: var(--radius); }
.featured-beeld img { width: 100%; height: 100%; object-fit: cover; }

/* CTA band */
.cta-band {
  background: var(--groen-diep); color: var(--crème); padding: 3.5rem 0; text-align: center;
}
.cta-band h2 { color: var(--crème-warm); margin-bottom: 1rem; }
.cta-band p { color: var(--crème); opacity: 0.9; max-width: 560px; margin: 0 auto 1.6rem; }
.cta-band .btn-primary { background: var(--terracotta); }

/* ---- Artikel pagina ---- */
.artikel-kop {
  background: var(--crème-warm); padding: 3rem 0 2.4rem; border-bottom: 1px solid var(--lijn);
}
.artikel-kop .lees { max-width: 820px; }
.artikel-meta { font-family: var(--font-ui); font-size: 0.82rem; color: var(--muted); margin-bottom: 0.8rem; }
.artikel-body { padding: 2.6rem 0 3.5rem; }
.artikel-body .lees { max-width: 720px; }
.artikel-body img { border-radius: var(--radius); margin: 1.8rem 0; }
.artikel-body figure { margin: 2rem 0; }
.artikel-body figcaption { font-size: 0.82rem; color: var(--muted); margin-top: 0.5rem; text-align: center; }
.artikel-body h2 { margin: 2.2rem 0 0.8rem; }
.artikel-body h3 { margin: 1.6rem 0 0.5rem; }

.kader {
  background: var(--groen-zacht); border-left: 4px solid var(--groen);
  padding: 1.2rem 1.4rem; border-radius: 0 var(--radius) var(--radius) 0;
  margin: 1.8rem 0;
}
.kader-terracotta { background: #f6e8df; border-left-color: var(--terracotta); }
.kader p:last-child { margin-bottom: 0; }

.disclaimer-kader {
  background: #fbf3e6; border: 1px solid #e8d9b8; border-radius: var(--radius);
  padding: 1.2rem 1.4rem; margin: 2rem 0; font-size: 0.9rem; color: var(--leisteen-zacht);
}
.disclaimer-kader strong { color: var(--terracotta-donker); }

/* FAQ */
.faq-item { border-bottom: 1px solid var(--lijn); padding: 1.4rem 0; }
.faq-item h3 { margin: 0 0 0.6rem; font-size: 1.1rem; }

/* gerelateerde links */
.gerelateerd { background: var(--crème-warm); padding: 3rem 0; }
.gerelateerd ul { list-style: none; padding: 0; display: grid; grid-template-columns: 1fr; gap: 0.8rem; }
.gerelateerd a {
  display: block; background: var(--wit); border: 1px solid var(--lijn);
  padding: 1rem 1.2rem; border-radius: var(--radius); text-decoration: none; color: var(--groen-diep);
  font-weight: 500;
}
.gerelateerd a:hover { border-color: var(--terracotta); }

/* ---- Over ons ---- */
.over-hero { background: var(--crème-warm); padding: 3.5rem 0; }
.over-grid { display: grid; grid-template-columns: 1fr; gap: 2.4rem; align-items: center; }
.over-beeld { border-radius: var(--radius); overflow: hidden; box-shadow: var(--schaduw); aspect-ratio: 4 / 3; }
.over-beeld img { width: 100%; height: 100%; object-fit: cover; }

.waarden-rooster { display: grid; grid-template-columns: 1fr; gap: 1.5rem; margin-top: 2rem; }
.waarde-item { background: var(--wit); border: 1px solid var(--lijn); border-radius: var(--radius); padding: 1.6rem; }
.waarde-item h3 { margin: 0 0 0.5rem; color: var(--terracotta-donker); }

/* ---- Contact ---- */
.contact-grid { display: grid; grid-template-columns: 1fr; gap: 2.4rem; }
.contact-gegevens { background: var(--wit); border: 1px solid var(--lijn); border-radius: var(--radius); padding: 1.8rem; }
.contact-gegevens h2 { margin-top: 0; }
.contact-gegevens dl { margin: 0; }
.contact-gegevens dt { font-family: var(--font-ui); font-weight: 600; font-size: 0.85rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--muted); margin-top: 1rem; }
.contact-gegevens dd { margin: 0.2rem 0 0; }

form { background: var(--wit); border: 1px solid var(--lijn); border-radius: var(--radius); padding: 1.8rem; }
.veld { margin-bottom: 1.1rem; }
.veld label { display: block; font-family: var(--font-ui); font-size: 0.88rem; font-weight: 500; margin-bottom: 0.35rem; color: var(--leisteen); }
.veld input, .veld textarea {
  width: 100%; padding: 0.7rem 0.8rem; border: 1px solid var(--lijn);
  border-radius: var(--radius); font-family: var(--font-ui); font-size: 0.95rem;
  background: var(--crème);
}
.veld input:focus, .veld textarea:focus { outline: 2px solid var(--groen); outline-offset: 1px; border-color: var(--groen); }
.veld textarea { min-height: 130px; resize: vertical; }
.veld input.invalid, .veld textarea.invalid { border-color: var(--terracotta-donker); background: #fbf0ea; }
.field-error { display: block; color: var(--terracotta-donker); font-size: 0.82rem; font-family: var(--font-ui); margin-top: 0.3rem; }
.consent-veld { display: flex; gap: 0.6rem; align-items: flex-start; font-size: 0.88rem; }
.consent-veld input { width: auto; margin-top: 0.25rem; }
#formconfirm { display: none; background: var(--groen-zacht); border: 1px solid var(--groen); border-radius: var(--radius); padding: 1.4rem; color: var(--groen-diep); }

/* ---- Footer ---- */
.site-footer { background: var(--groen-diep); color: var(--crème); padding: 3rem 0 1.5rem; margin-top: 2rem; }
.footer-grid { display: grid; grid-template-columns: 1fr; gap: 2rem; }
.footer-col h4 { color: var(--crème-warm); font-family: var(--font-ui); font-size: 0.85rem; text-transform: uppercase; letter-spacing: 0.1em; margin: 0 0 0.9rem; }
.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col li { margin-bottom: 0.5rem; }
.footer-col a { color: var(--crème); text-decoration: none; opacity: 0.85; font-size: 0.92rem; }
.footer-col a:hover { color: var(--terracotta); opacity: 1; }
.footer-bottom { border-top: 1px solid rgba(247,243,236,0.15); margin-top: 2.2rem; padding-top: 1.2rem; font-family: var(--font-ui); font-size: 0.82rem; color: var(--crème); opacity: 0.7; display: flex; flex-wrap: wrap; gap: 1rem; justify-content: space-between; }

/* ---- 404 ---- */
.p404 { min-height: 60vh; display: flex; align-items: center; justify-content: center; text-align: center; background: var(--crème-warm); }
.p404-inner h1 { font-size: clamp(3rem, 10vw, 6rem); color: var(--terracotta); margin: 0; }

/* ---- Responsief ---- */
@media (min-width: 720px) {
  .hero-grid { grid-template-columns: 1.1fr 0.9fr; padding: 4.5rem 1.2rem 5rem; }
  .strook-stat .wrap { grid-template-columns: repeat(3, 1fr); }
  .intro-home .wrap { grid-template-columns: 0.9fr 1.1fr; align-items: start; }
  .artikel-rooster { grid-template-columns: repeat(2, 1fr); }
  .featured { grid-template-columns: 1fr 1fr; padding: 2.4rem; }
  .over-grid { grid-template-columns: 1fr 1fr; }
  .waarden-rooster { grid-template-columns: repeat(2, 1fr); }
  .contact-grid { grid-template-columns: 1fr 1.2fr; }
  .gerelateerd ul { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 2fr 1fr 1fr 1fr; }
}

@media (min-width: 980px) {
  .artikel-rooster { grid-template-columns: repeat(3, 1fr); }
  .waarden-rooster { grid-template-columns: repeat(3, 1fr); }
  .gerelateerd ul { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 719px) {
  .menu-toggle { display: block; }
  .main-nav {
    position: fixed; top: 56px; left: 0; right: 0; background: var(--crème);
    border-bottom: 1px solid var(--lijn); padding: 1rem 1.2rem;
    transform: translateY(-130%); transition: transform 0.25s ease; z-index: 40;
    box-shadow: var(--schaduw);
  }
  .main-nav.open { transform: translateY(0); }
  .main-nav ul { flex-direction: column; gap: 0.4rem; }
  .main-nav a { display: block; padding: 0.6rem 0; border-bottom: none; }
}

@media (prefers-reduced-motion: reduce) {
  * { transition: none !important; scroll-behavior: auto !important; }
  .kaart:hover .kaart-beeld img { transform: none; }
}